Our Firm

“As many of our longtime clients can recall, we opened our doors on May 11, 2001.  Although many questioned why we would do so in the middle of a recession, we believed that a private, independent firm dedicated solely to investment consulting and financial planning would best serve our clients.

Today, we are stronger than ever.  We have grown to more than 20 professionals serving families, endowments, foundations, retirement plans, and corporations in over 34 states.  While we have enjoyed our growth to more than $1 billion in assets, our focus will always remain on the cherished relationships we’ve developed with our clients.

The entire CIC team and I are excited to carry this firm into the future.  We invite you to visit us in Charlotte anytime and hope that you get to know each member of our CIC family.”


-George H. Edmiston Jr.
President and Founder



Our Team

George H. Edmiston Jr.
Firm Principal

George H. Edmiston Jr. has more than 40 years of experience in the investment consulting industry. After spending 10 years with E.F. Hutton, George joined Wheat First Securities (now Wells Fargo Advisors) in 1990. In 2001, he formed an independent broker dealer and investment advisory firm, Carolinas Investment Consulting LLC.

Prior to his investment career, George worked as a financial and marketing analyst with Armstrong World Industries.

George holds FINRA Series 7, 24, 28, 53, 63, 65, and 99 licenses.

Mr. Edmiston is a graduate of Virginia Polytechnic Institute and State University with a BS degree in Finance.

Outside of his professional life, George has local affiliations including the YMCA of Greater Charlotte (Metro Board), YMCA Blue Ridge Assembly (Board Member), Rotary (Past President), Rotary Charitable Foundation (Treasurer), Charlotte Historic Rosedale (Board Member), North Carolina Family Policy Council (Board Member), Sugar Creek Charter School (Past Chairman), the Charlotte City Club (President), and The Carolinas Aviation Museum, and the Trail Of History (Board Member).

He is married to his wife Randi of 26 years, and they have three children.

Christopher K. Grogan
Firm Principal

Chris began working with George Edmiston in 1999 and is one of the founding members of CIC.  Before joining the firm, he worked for Bank of America in its Corporate Finance Department.  Chris is a native of the Charlotte region and graduated from the University of North Carolina at Charlotte with a BS in Business Administration.  He holds FINRA Series 7, 24, 63, 65, and 99 licenses as well as his life and health insurance licenses.

Chris focuses his efforts on individual clients as well as corporate retirement plans.  His clients include executives, small business owners, physicians, medical practices, and multi-generational families.  Since each relationship is unique and important, Chris takes the time to fully understand each client’s individual needs in order to develop a tailored and appropriate plan.  His primary goal in establishing such a plan is to provide his clients with peace of mind and to reduce stress that may come when thinking about their financial future.

Outside of work, Chris enjoys spending time with his family, gardening, hiking, traveling, and photography.  Chris and his wife, Christie, live in Fort Mill, SC with their two children.

Jeanne Kelsey Fritchley
Chief Operating Officer
Firm Principal

Jeanne serves as CIC’s Chief Operating Officer and as a Chief Compliance Officer in addition to being one of the owners of the firm. She has over 20 years of experience with the CIC team, 15 of which as a Relationship Manager working directly with clients. She shares this experience with others in the firm to perpetuate the CIC culture of putting the client first and maintaining the highest of standards.

After receiving a BS in Engineering Physics and a BA in Aeronautics-Mathematics from Miami University in Ohio, she went on to obtain her MBA from The University of Connecticut, concentrating in Finance and Management.

Jeanne is originally from Connecticut, but now happily calls North Carolina home. She currently lives in Waxhaw, NC, with her husband, Brian, and her son, Jake. Jeanne and her family own and operate Rivendale Farm, an equine boarding facility in South Carolina. She enjoys her horses, the outdoors, travelling, and reading. Jeanne holds FINRA Series 4, 7, 24, 63, 65, and 99 licenses.

David A. Perkins, J.D., CPA/PFS, CFP®
Financial Planner

Learn about how Dave can oversee your family’s finances

Dave created the Perkins Wealth Management practice in 2004 upon joining CIC and combines the investment expertise and financial planning resources of Carolinas Wealth Consulting with the specific tax and estate planning advice he provides through his North Carolina CPA firm, David A. Perkins, CPA. Dave is an attorney, CPA, and CERTIFIED FINANCIAL PLANNERTM professional. He led the Personal Financial Services team at KPMG Peat Marwick in Charlotte and later served as Director of Financial & Estate Planning at IJL/Wachovia. Dave has earned the “PFS” or Personal Financial Specialist designation from the AICPA. Dave earned his CFP® designation in the 1980’s and was among the early vanguard of advisors who adopted and refined the ability to provide holistic financial and tax planning services to executives and families.

Dave received his undergraduate degree from Lafayette College in Pennsylvania, and he attended Albany Law School of Union University in Albany, NY. He and his wife, Robin, have two daughters, Emily and Perry. Dave holds FINRA Series 7, 24, 63, and 65 licenses.

John E. Silvia
Director of Economics

John E. Silvia joined Carolinas Investment Consulting in August 2019 after his recent retirement from Wells Fargo where he served as Managing Director and Chief Economist.  He held that position since joining Wachovia in 2002 as the company’s Chief Economist. Prior to Wells Fargo, John worked on Capitol Hill as a senior economist for the U.S. Senate Joint Economic Committee and as Chief Economist of the Senate Banking, Housing and Urban Affairs Committee. Previously, he was Chief Economist for Kemper Funds and Managing Director of Scudder Kemper Investments, Inc.

John has written three books on economics. The first book, Dynamic Economic Decision Making, was published by Wiley in August 2011. During this time, John was awarded a National Association of Business Economics (NABE) Fellow Certificate of Recognition for outstanding contributions to the business economics profession and leadership among business economists of the nation. His second book, Economic and Business Forecasting was published by Wiley in 2014.

John received his B.A. and Ph.D. degrees in Economics from Northeastern University and his Master of Economics degree from Brown University.

John is currently in the process of launching his firm, John E. Silvia, Dynamic Economic Strategy.


Links to articles John has contributed to this site:

Wade helps a select group of professionals and families manage, grow, and preserve their wealth. He specializes in guiding clients to achieve their most cherished goals by aligning customized and durable investment portfolios with comprehensive financial planning and wealth management services.

Leveraging the resources and expertise of his client-focused team at CIC, he is passionate about empowering families by bringing clarity and peace of mind to their vision through education, careful planning, diligent execution, and clear communication.

Wade originally joined the CIC team in 2012 to serve individual clients and lead the firm’s continued growth and business development initiatives. His discipline and attention to process were shaped by his prior client development and strategic advising work in the corporate arena, most recently at Xerox Corporation.  While National Accounts General Manager, he focused exclusively on the financial sector, providing solutions for several of the U.S.’s largest financial services corporations.

A native of the Charlotte region, Wade graduated with honors from the Georgia Institute of Technology earning a BS degree in Management with a concentration in Finance and certificate in Psychology.

Wade has served on boards at Charlotte Latin School and Myers Park Presbyterian Church, currently a Deacon, and enjoys serving in additional community endeavors. His wife Lilla is a teacher and lower school faculty chair at Charlotte Latin School.  They live in Charlotte and have a grown son, Davis, and daughter, Garland. Wade holds his Series 7 and 66 licenses.

Joyce G. Cmiel
Relationship Manager

Joyce joined CIC in the spring of 2013 and brings a wealth of industry knowledge to the firm from her years as an Investment Advisor with Merrill Lynch and A.G. Edwards and Sons. She is a graduate of Frostburg State University where she received her BS in Business Administration and Marketing. Originally from the Washington, DC area, she and her husband Craig and three children moved to Charlotte in 2011. Joyce is a certified yoga teacher and active in the community through several outreach programs. Joyce holds FINRA Series 7, 63, and 65 licenses.

Nargiz Kambarova
Relationship Manager

Nargiz joined CIC in June of 2019 as a Relationship Manager but her relationship with the firm predates to June 2014 when she supported the firm first as an Operations Associate and subsequently as a Compliance Officer. Nargiz’s background also includes working at Bank of America Securities and Novant Health.

Nargiz graduated Magna Cum Laude from the Belk College of Business at the University of North Carolina at Charlotte. She also obtained her Master of Business Administration from Wingate University.

Nargiz is originally from Kazakhstan and speaks fluent Russian. Nargiz, her husband, who is originally from Ukraine, and their daughter, Sasha, reside in South Charlotte. Nargiz holds FINRA Series 7, 24, 66, and 99 licenses. She also passed level 1 of the CFA program.

Justin Louis, CFP®

Justin’s passion is to hear his clients and give them confidence in their financial lives. He brings a diverse background to his wealth management process where he works with families and executives to organize their increasingly complicated finances and invest their wealth appropriately for the future.

As a Consultant and Financial Planner, Justin sits on CIC’s Investment Committee and participates in the firm’s Financial Planning Committee.  He joined the Perkins Wealth Management team at CIC in 2016 after spending 10 years in a range of roles in non-profit, startup, and corporate environments. He earned his B. S. in Business Administration from Thomas Edison State University and is a CERTIFIED FINANCIAL PLANNERTM professional.

Justin and his wife, Emily, have two children, Robin and Jack, and are active members of Uptown Church. While his wife grew up in Charlotte, Justin was raised in Austin, Texas. He enjoys spending his free time with his family, golfing with friends, reading, and traveling whenever he can.


Links to articles Justin has contributed to this site:

Steve Shak, CFP®

Steve joined CIC in 2022 as a Consultant after serving with Northwestern Mutual as a Wealth Management Advisor and Managing Director for eight years. He serves wealthy families through a comprehensive and strategic approach, allowing clients to live with the confidence and peace of mind knowing that their unique goals and dreams can be accomplished. He believes that a great planning experience includes active listening, deep understanding, thorough analysis, strategic advice, and world class execution. Steve is a graduate of UCLA with a B.A in Sociology. He is a CERTIFIED FINANCIAL PLANNER™ and currently holds the FINRA Series 7, 63, and 26 licenses.

Prior to his career in financial services, Steve enjoyed a career playing and coaching soccer both collegiately & professionally. A southern California native, Steve was a walk on for the nationally recognized UCLA men’s soccer program. He eventually became a three-year starter while playing an integral role in the 1997 NCAA National Championship team. After graduating from UCLA, he was the #1 pick in the 2000 Major League Soccer draft and had a 10-year professional playing career follow by five years of coaching at both the collegiate and professional levels.

Outside of his professional life, Steve loves spending time with his family. He and his wife Kari have five incredible children, with whom they enjoy creating memorable experiences together. He currently serves on the board for I AM 24/7 and supports other faith-based organizations like Missionary Athletes International, Campus Outreach and Fellowship of Christian Athletes. Following his daughter’s diagnosis of Type 1 Diabetes, Steve and his family have also been involved with the Juvenile Diabetes Research Foundation (JDRF), an organization dedicated to finding a cure for the disease and a world without T1D.

Robert R. Shaw
Director of Technology


Robert creates tailored investment portfolios for institutions and wealthy families together with comprehensive plans for lasting financial success.


Investment strategy and financial planning go hand-in-hand. Effective wealth consulting requires understanding both disciplines and paying attention to where they overlap and interact. Robert integrates the math and science with creativity and craftsmanship to arrive at thoughtful advice for each unique client.


Robert serves foundations, endowments, and employers by providing investment advice along with education and coaching. Trustees of retirement plans and charitable institutions partner with Robert to unite their expertise in the organizations they serve with his knowledge of capital markets, manager selection, performance measurement, board structure and governance, and other aspects of long-term capital stewardship.

Robert applies the same skills to consulting individuals and families who wish to protect and grow their wealth. He combines an institutional approach to portfolio management with ongoing attention to clients' personal goals, life events, and family dynamics.

With his broad personal and professional experience, Robert is adept as a liaison among all of a client's trusted advisors such as CPAs, attorneys, insurance advisors, trustees, and loan officers. Dealing directly with these other professionals improves coordination and saves clients valuable time.

Robert also caters to professionals who require discretionary investment management and may have complex compliance or disclosure requirements. These include attorneys, consultants, investment bankers, and public company executives whose financial lives are complicated by laws, regulations, or employer policies.


Naturally curious and highly analytical, Robert thrives on complex problem solving. He eagerly learns details, drills down on intricacies, and keeps track of moving pieces to help clients stay organized and make good decisions.

Following a college internship at Carolinas Investment Consulting, Robert went on to help lead several Internet startups before joining us full-time in 2016. He currently oversees the firm’s information infrastructure in addition to advising clients.

Growing up in Charlotte, Robert was a “lifer” at Charlotte Country Day School, after which he earned his Bachelor of Science Degree in Economics at Duke University. A lifelong member of Myers Park Presbyterian Church, Robert is an Eagle Scout and Arrowman and remains active as a Scoutmaster in the church’s Boy Scout Troop.


Links to articles Robert has contributed to this site:

Walker T. Shelton, CFP®

Walker Shelton is a CERTIFIED FINANCIAL PLANNERTM and Consultant with Carolinas Investment Consulting, joining the firm in 2013.  He focuses his time working with individuals and families across all phases of life with an emphasis on portfolio management, retirement planning and income tax planning.  These are the key components to building a well-coordinated, complimentary financial plan for his clients.

Walker graduated from Appalachian State University with a BSBA in Finance and Banking with a concentration in Financial Planning.  His background entails financial planning and brokerage experience at small and large wealth management firms, including The Vanguard Group.

Walker and his wife, Lindsey, have one son and live in the NoDa area of Charlotte.  When not in the office he enjoys an active lifestyle, usually running around Charlotte or working in the yard. He is from Boone, NC, which explains his affinity for the mountains.




Virginia Brake
Compliance and Operations Manager
Anna Bryant
Marketing Specialist

Anna joined CIC in October of 2018 and is brand new to Charlotte! Originally from Baton Rouge, she graduated from Furman University in Greenville, SC and then took a job with Southern Living Magazine in Birmingham, AL. Her final years in Birmingham were spent working in the communications/marketing department for Harbert Management Corporation, an independent investment management firm.

Anna’s hobbies include painting, traveling, riding horses, scuba diving and spending time with her nieces and nephews.

Linda Christine

Linda became a part of CIC in December of 2003 bringing more than 30 years of business experience in many areas, mainly customer service and business administration. Linda relocated to Charlotte from Philadelphia in mid-2003 to be closer to her children and grandchildren. She is the face and voice of CIC for our clients, while handling many administrative, correspondence, purchasing, and support functions for the entire team. Linda is also a Notary Public.

Mary Alex Edmiston
Marketing and Communications Coordinator

Mary Alex joined CIC in June of 2020. Prior to joining CIC, Mary Alex graduated from Texas Christian University in Fort Worth, Texas with a BS from the Bob Schieffer Strategic Communications school and a minor in General Business. While at TCU, Mary Alex was a TCU Ranger, a NCAA spirit team. If you watched any College Game Days or TCU sports, you might have seen her cheering in her cowgirl attire or riding in the Grand Entry for the Fort Worth Stock Show and Rodeo.

Mary Alex has experience working in Communications with Senator Richard Burr’s (R-NC) D.C. office and with Congressman Ted Budd (R-NC). Beyond politics, she has worked in Marketing with local Charlotte businesses, such as Red Classic Transportation Co. and CAPITOL Couture Clothing.

When Mary Alex is not in the office, she enjoys training for full and half-marathons, riding horses, kayaking, hunting, and spending time with her family and friends.


Links to articles Mary Alex has contributed to this site:

Dawson Fielding
Relationship Manager

Dawson joined CIC in July 2022 as a Relationship Manager working with Chris Grogan. Prior to joining the firm, Dawson was a Planning Associate at Modera Wealth Management. He earned a bachelor’s degree in Business majoring in Finance with a concentration in financial planning from Virginia Tech’s board-registered CFP® certification education program. Dawson holds the FINRA Series 65 license.

Outside of the office, Dawson enjoys spending time with family and friends, traveling, volunteering, golf, and pickleball. He is also involved with the Charlotte Hokies alumni association.


Links to articles Dawson has contributed to this site:

Lyric Martin, CFP®
Financial Planner

Lyric joined the firm in July 2000 to focus on providing our clients financial planning services. She is a graduate of the University of North Carolina at Chapel Hill with a B.S. in Business Administration and a concentration in Accounting. She received her MBA from Queens University in Charlotte. Prior to joining the firm, Lyric had a 15 year career with Bank of America and its predecessors. At Bank of America, Lyric served as a Vice President and Trust Officer in the Private Wealth Management group, after several years in the Audit Division. Lyric is married to Mitch; they have two adult children, Jake and Rachel. Lyric is a member of Calvary Church, where she serves in Children’s Ministry, and the Financial Planning Association of Charlotte. In her free time you may find her at the Harris YMCA or enjoying the lake or beach with her family and friends.

Bridget McDermott, CFP®
Financial Planner

Bridget is a Financial Planner who joined CIC in March of 2017. She earned a bachelor’s degree in Business majoring in Finance with a concentration in financial planning from Virginia Tech’s board-registered CFP® certification education program. Bridget holds the FINRA Series 7 and 66 licenses and has obtained her CERTIFIED FINANCIAL PLANNER™ designation.

As for her day to day responsibilities, she meets with families and individuals to help them organize their financial lives and define their life goals. Pairing her education and experience with top notch planning technology, she develops projections to help CIC clients visualize their current situation and develop an action plan for the future.

Although originally from Virginia Beach, she has fallen in love with Charlotte and is happy to call it home. Outside of the office she enjoys spending time with her friends and family, going to concerts, and cheering on the Panthers, Hornets, and her Virginia Tech Hokies.


Links to articles Bridget has contributed to this site:

Lyle Mutter
Relationship Manager

Lyle joined CIC in November 2021 as a Relationship Manager working with Wade Austin. Prior to joining the firm, Lyle was an Overlay Portfolio Manager at Adhesion Wealth, a Unified Managed Accounts platform. He earned a bachelor’s degree in Business majoring in Finance with a concentration in financial planning from Virginia Tech’s board-registered CFP® certification education program. Lyle holds the FINRA Series 65 license.

Although Lyle is originally from Grundy, Virginia, he now calls Charlotte home. Outside of the office, he can be found playing golf or working out at a local YMCA. He is also involved with the Charlotte Hokies alumni association.

Martha Newsom
Chief Financial Officer

Martha joined the firm in October 2018 as Chief Financial Officer, bringing over 30 years of finance experience as a CPA with Wells Fargo, HSBC, and small businesses.  She is a graduate of Meredith College where she received a BS degree in Accounting.  Martha is a North Carolina native and is married to Matt; they have two children, Jack and Will.  She also enjoys running and vacationing at the beach.

Karen Nix
Executive Administrator

Karen joined CIC in January of 2015 as Executive Administrator, bringing over 27 years of administrative experience to the firm. Karen is a native of North Carolina and resides in Charlotte.

Molly Peecher
Relationship Manager

Molly joined CIC in February of 2014 as a Relationship Manager. Previously, she was with Vanguard and with JP Morgan in the Private Bank division. She has 25 years of experience in the investment industry. She is a graduate of the University of Pittsburgh and lives in Tega Cay with her three children. Molly holds FINRA Series 7 and 63 licenses.

Greg Prince
Relationship Manager

Greg is a Relationship Manager at CIC and brings with him financial services experience gained during his prior work at The Vanguard Group. While there he served in client service and as a Small Business Retirement Plan Specialist. Greg earned a bachelor’s degree in Business Management and Marketing from Clemson University in 2019, and he holds the FINRA Series 7 and 63 licenses.

Although Greg is originally from Greensboro, North Carolina, he now calls Charlotte home. Outside of the office, he enjoys spending time with family and friends, golfing, and traveling.

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