By: Brenda McRae
If your son or daughter is a high school senior, you are no doubt entering a summer full of excitement getting your student ready for college. It’s a time of meeting roommates, furnishing dorm rooms, and making sure your child has what he or she needs to take this first step toward autonomy (including being able to manage their money; see our blog post “Personal Finance 101”).
One of the most important things to do (and one that may not be on your long list of “to-dos”) is to make sure that you have legal documents in place that allow you to intervene on behalf of your student in case of a medical emergency. Remember, in the eyes of the law, when your son or daughter turns 18, he or she is an adult and you are no longer allowed access to medical records and information.
Some documents to consider are:
While it isn’t necessary to have a lawyer draw up these documents — there are versions of all three available online — it is advisable, particularly if your student is going to school in a different state. An attorney can ensure that the documents conform to the laws of both states. Either way, be sure to keep the original documents in a safe place and store digital copies that you can access anywhere.
Although we hope that your emergency plans are never needed, we encourage you to make some just in case.
Brenda McRae is a Relationship Manager at CIC in Charlotte, NC. Click here to learn more about Brenda.
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